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The Permanent Portfolio — All-Weather Allocation Strategy

r/BogleheadsstocksLong-term (annual rebalance)by reddit_community

Permanent Portfolio: 25% stocks/bonds/gold/cash. Rebalance when 10% drift. Survives all regimes. ~7-8% CAGR, very low vol. Set it and forget it.

ENTRY RULES

Allocate 25% VTI (stocks), 25% TLT (long bonds), 25% GLD (gold), 25% SHY (cash) | Open all positions simultaneously | Use limit orders for large initial purchases | No market timing — invest full amount immediately

EXIT RULES

Rebalance when any asset drifts 10%+ from 25% target | Annual rebalance on first trading day of January | Tax-loss harvest in taxable accounts | Never sell everything in any category | Ignore short-term performance

INDICATORS

Asset AllocationDrift %Annual Rebalance

ORIGINAL POST

423

r/Bogleheadsposted by reddit_community

The Permanent Portfolio — All-Weather Allocation Strategy

Harry Browne Permanent Portfolio adapted for modern markets: 25% stocks (VTI), 25% long bonds (TLT), 25% gold (GLD), 25% cash (SHY). Rebalance annually or when any asset drifts 10%+ from target. This allocation has survived every market regime: bull markets, bear markets, inflation, deflation. CAGR ~7-8% with very low volatility. Perfect for people who want to stop checking their portfolio.

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The Permanent Portfolio — All-Weather Allocation Strategy | iGotFomo Strategies