About Citizens, Inc. (CIA)
Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.
CIA Key Statistics
| Current Price | $5.12 | Market Cap | $255 million |
|---|---|---|---|
| Daily Change | +0.20% | Volume | 58K |
| 52-Week High | $6.40 | 52-Week Low | $2.90 |
| P/E Ratio (TTM) | 23.92 | Forward P/E | 17.24 |
| Sector | Financial Services | Industry | Insurance - Life |
CIA Price Performance
Citizens, Inc. stock has returned -0.78% over the past day, -6.46% over the past week, -15.22% over the past month, and -4.52% over the past three months. The stock trades between a 52-week low of $2.90 and a high of $6.40.
CIA Financial Fundamentals
Citizens, Inc. reports a return on equity (ROE) of +5.02%, operating margin of +5.39%, profit margin of +440.21%, and revenue growth of -55.00%. Current ratio stands at 29.75.
CIA Earnings
Citizens, Inc.'s next earnings report is expected on 2026-03-12 (6 days away). The company has a +0.25% earnings beat rate with an average surprise of +0.32%. Earnings consistency is rated as "low".
CIA Ownership
Institutional investors hold approximately +0.27% of CIA shares across 10 institutions. Insider ownership is +0.11%. Insider sentiment is "bullish".
CIA Short Interest
CIA has a short interest of +8.01% of float with a short ratio (days to cover) of 46.7.
CIA AI Analysis Signal
iGotFomo's AI-powered signal engine rates CIA as "LEAN BUY" with MEDIUM confidence (score: 37/100). 8 signals are bullish, 3 are bearish, and 1 are neutral.
Frequently Asked Questions About CIA
- What is Citizens, Inc. (CIA)?
- Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insuran...
- What is the current CIA stock price?
- As of the latest trading session, CIA trades at $5.12 per share, with a daily change of +0.20%.
- What is CIA's market capitalization?
- Citizens, Inc. has a market capitalization of $255 million, making it a micro-cap stock.
- When does CIA report earnings?
- Citizens, Inc.'s next earnings report is expected on 2026-03-12. Historically, the company has beaten earnings estimates +0.25% of the time.
- What sector does CIA belong to?
- Citizens, Inc. operates in the Financial Services sector, specifically in the Insurance - Life industry. View all Financial Services stocks.